Finance the things that matter to you For foreign nationals living in Japan Sendy Personal Loan Finance the things that matter to you For foreign nationals living in Japan Sendy Personal Loan

Sendy Personal Loan is a product of APLUS Co., Ltd. APLUS Co., Ltd. will review and execute loans.

Types of loan according to your needs

  • Car Loan Private car, motorcycles purchase cost Car Loan Private car, motorcycles purchase cost
  • Education Loan School entrance, tuition fees and self-education expenses. Education Loan School entrance, tuition fees and self-education expenses.
  • Driving school Loan Driving school fee Driving school Loan Driving school fee
  • Moving Loan Moving expenses, security deposits and key money Moving Loan Moving expenses, security deposits and key money
  • Medical, Cosmetic Loan Aesthetics, cosmetic surgery, orthodontics, implants, LASIK, etc. Medical, Cosmetic Loan Aesthetics, cosmetic surgery, orthodontics, implants, LASIK, etc.
  • Renovation Loan Material replacement, repair expenses for residential
or self-occupied property Renovation Loan Material replacement, repair expenses for residential
or self-occupied property

How to apply

Application for Sendy Personal Loan is accepted at (Aplus agency)
Seven Global Remit Co., Ltd. branches only.
In addition,
advance reservation is required to visit the branch.

Seven Global Remit Branch Seven Global Remit Tokyo Branch Office Taito-ku, Tokyo Seven Global Remit Nagoya Branch Office  Nagoya shi, Aichi Click here for Branch information Seven Global Remit Branch Seven Global Remit Tokyo Branch Office Taito-ku, Tokyo Seven Global Remit Nagoya Branch Office  Nagoya shi, Aichi Click here for Branch information

Conditions for application

Applicant must meet all of the following conditions.

  • Those who live in Japan and aged between 20 to 65 years old.
  • Capable to understand the product contents in Japanese.
  • Has a residence status that allows you to stay in Japan over medium or long term and has enough validity period of a work permit.
  • Must have at least 6 months or more validity period of stay during the application, and will approve that the last repayment is before the period of stay expiration date.
  • Have a stable income and be able to provide salary details.
  • Have a Seven Bank account to register as a designated bank transfer payment.
  • Those who can submit a certificate for use of funds such as quotations and purchased orders.

Product Outline

Use of Funds
Business funds, Security Investment funds, Refinancing funds, etc. (excluded) Use of funds which is limited and approved only by APLUS.
Car Loan
Private car motorcycles purchase cost
Education Loan
Expenses for school admission, tuition, textbooks, uniform, transportation, children's higher education such as down payment for renting a house when going to new a school and self-development courses.
Driving school Loan
Driving school fee
Moving Loan
Moving expenses, security deposits and key money
Medical / Cosmetic Loan
Aesthetics, cosmetic surgery, orthodontics, implants, LASIK, etc.
Renovation Loan
Material replacement , repair expenses for residential or self-occupied property
Type of Contract
Loan agreement
Loan Amount
More than 100,000 yen or less than 500,000 yen (10,000 yen unit)
Loan Interest Rate

Car loan , Education loan ▶ 8.9%~15.0%(actual annual rate)

Driving school loan , Moving loan , Medical (Cosmetic )loan ▶ 13.2%~15.0%(actual annual rate)

Delayed Damages
20.00%(annual rate)
How to Pay
Auto-debit (transfer from a Seven Bank account under the customer's name)
Repayment Method
Equal principal rate,
Equal repayment of the principal interest with bonus
Repayment Date
27th (If the financial institution is on a holiday, the next financial institution business day)
Number of Repayment
Repayment Period
6-36 times (7-37 months)
※Regardless of the above, the maximum number of repayments is until the period of stay expiration date.
Bonus Additional Repayments
Choose from "June , December", "January , July", and "February , August".
However, the bonus principal is within 50% of the borrowed amount.
Example of Repayment
Loan amount: 500,000 yen, Loan interest rate: 14.00% per year, Repayment method: Equal repayment method, Number of repayment : 24 times
Monthly repayment in the above case: 24,006 yen
Collateral, Guarantor
Unnecessary
What do I need to apply?
The following documents are required during the application
Identity Verification Documents
Residence card and various health Insurance card ( 2 items )
※License number is needed if you have a driver's license, so please have it ready.
Salary statement
Salary statement for the last 2 months
Certificate for use of funds
Documents certifying the purpose of use, such as quotations and invoice specified for each type of loan.
Precautions
  • ●There is a screening prearranged by APLUS Co., Ltd.
  • ●Please note that we may not be able to meet your request or we may ask you to change some of the conditions based on the application details or purpose of use.
  • ●At the time of the contract, you will be required to pay the equivalent amount of the (revenue) stamp duty.

・Sendy Personal Loan is a product of APLUS Co., Ltd. APLUS Co., Ltd. will review and execute loans.

・Seven Global Remit Co., Ltd. acts as an agent for APLUS Co., Ltd. and mediates the conclusion of Sendy Personal Loan contract.

FAQ

Where to apply aside from the branch?
Application for Sendy Personal Loan is accepted at (Aplus agency)Seven Global Remit Co., Ltd. branches only.
What are the requirements?
Residence card, health insurance card, and salary statement (pay slip) of your employer are required. Documents certifying the purpose of use ,such as quotations and invoice basically containing the customer's name (in case of education loan, children are also allowed) are only accepted as use of funds.
Is it possible to borrow money to purchase and pay for products for my family living overseas?
Only product and services that you will pay and purchase in Japan are eligible for use of funds.

【お問い合わせ先】株式会社アプラス カスタマーサポート

0570-008-789

受付時間

9:30~17:30(日祝休)※0570(ナビダイヤル)は有料です。

※IPフォン、国際電話をご利用の場合は、03-5819-5870または06-6368-7254におかけください。

※電話番号は、お間違いのないようにお願い致します。

【日本貸金業協会相談・苦情・紛争受付窓口】日本貸金業協会相談・苦情・紛争受付窓口

貸金業相談・紛争解決センター 0570-051-051

受付時間:9:00~17:00(土・日・祝日・年末年始除く)

Check the contents of the contract, look at the balance of income and expenditure, and make a reasonable repayment plan.